* Our Story

We’re building the digital payment rails
that connect businesses and people
across Africa.

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We’ve set out empower Africa's businesses by providing a digital platform that automates financial operations, from collections to spending to reconciliation, enabling them track every coin, improve efficiency, and unlock growth.

Our story started in 2020 with a simple idea: to build a tool that helps businesses view all their incoming payments in one place.

But when we went to market, we discovered something different. Businesses didn’t just want to see their money coming in; they also needed a smarter way to manage their spending.

We went back to the drawing board and built a spend-management platform that helps businesses track and control their entire money cycle, from collections to spending to reconciliation.

This isn’t just our story; it’s your story we’ve written together.

* Our Journey
Powering Financial Institutions

Rollout of TendePay for businesses and corporates

2020

We built and rolled out a payments and business operations platform that puts business owners and managers in control.

Licensed PSP by CBK

Licensed as a Payments Service Provider (PSP) by CBK

January 2025

We received approval from CBK to operate as a PSP. This marked our evolution to a full spend management platform.

Pesalink Switch

Partnership with Pesalink to expand our payments solutions

September 2025

Businesses can now send and receive high-value payments instantly, 24/7, across all banks.

* Our Team

Built on award-winning technology

The team running TendePay is the same team behind Kocela Limited, a leading FinTech company in the region.


Since 2013, we’ve been at the forefront of FinTech innovation, building digital payment solutions for leading financial institutions such as KCB, HFC, NBK, and other top brands across Kenya and East Africa.


Our history of excellence includes being awarded the Best Payments Company in Africa in 2017.

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* What We Believe
Three Things We Believe

We're here to help you grow. Because when you win, we all move forward. And when
Africa's businesses move forward, Africa moves forward.

Petty Cash

It begins with listening.

Every great product starts with a conversation. We listen to your goals and aspirations.

Because when we understand you, we can build tools that truly move your business forward.

Supplier Payments

Build what truly works.

Technology shouldn't get in your way; it should quietly power your success.

Ours is built to be simple, intuitive, and reliable. No noise, no friction. Just tools that work, so you can focus on running your business.

Payroll

Empower through affordability.

Automation shouldn’t cost a fortune; It should empower you, not weigh you down.

That's why we're committed to keeping TendePay transparent and affordable, so that your business can thrive.

* Our Partners

We've partnered with the best to serve you

Safaricom Mpesa KCB hfc I&M Pesalink Credit Bank Meliora Yetu Design Lab cellulant
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* Compliance Certified
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Regulated By The Central Bank Of Kenya as a Payments Service Provider (PSP)

Registered with the Office of the Data Protection Commissioner (ODPC) as a Data Controller and Data Processor