* Licensed & Regulated by CBK

Own your spend,
Grow your business
Track and control every coin in your business.
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* Trusted By 1,000+ Leading Businesses in Kenya

* Our Services

All Your Payments
In One Platform

Petty Cash Management

Supplier Management

Bills Management

Petty Cash Management

Bulk Invoicing

Bulk Payments

Payroll

Bulk Airtime

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Platform Dashboard
* Why Tende?
Built to put you in Control

Financial Visibility & Tracking

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Your Money, Your Way

Tag every transaction, record the reason for each payment, and categorize your spending effortlessly.

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Real-Time Tracking

Monitor all incoming and outgoing payments across M-Pesa and bank in real time.

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Different Budget Lines

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Personalized Accounts

Set up different budget lines for your projects and cost heads and have a single view of all your expenses.

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Track Your Spend

Assign different users to specific wallets

Manage Multiple Branches

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Single View.

Add all your branches and subsidiaries to gain a unified view of spending across your entire organization.

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Centralized Control.

Track, approve, and control payments across all locations directly from the head office.

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Approval Levels

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User Roles & Limits

Add multiple users to your Tende account and assign them different roles and transaction limits.

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Approval Workflow

Set up custom approval levels to control how money flows out of your business.

Auto Sync to ERP

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Save time, increase efficiency

Automate book-keeping by syncing all petty cash payments and disbursements to your systems

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Sync to your ERPs and accounting systems

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Take control of your payments
and unlock real business growth.

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* Compliance Certified
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Regulated By The Central Bank Of Kenya as a Payments Service Provider (PSP)

Registered with the Office of the Data Protection Commissioner (ODPC) as a Data Controller and Data Processor